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How Many Times Can I Take Defensive Driving Courses? The Wiser Driver - Defensive driving courses are educational programs that help motorists become safer drivers. A defensive driving discount is a reduction in your car insurance premium, typically between 5 and 20 percent, if you complete a defensive driving course either online or in person. A defensive driving course typically lasts six to eight hours. While discounts vary by state and insurance provider,. You should also read this: Raymond Toolsie Mathematics A Complete Course

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